We have a systemic problem in America. The way we live and work is under severe strain, perhaps even beyond repair in its current form.

The middle-class foundation that once sustained families, stable jobs, pensions, affordable health care, reasonable housing costs, and manageable food and fuel prices (the latter to a lesser extent) has eroded. What once required discipline and perseverance now demands near-constant financial triage.

For many families, it is no longer merely difficult to provide, it is exhausting.

Yet, despite these realities, judgment too often flows downward. Younger generations are labeled lazy, entitled, or unwilling to sacrifice. That assessment lacks both context and compassion.

I would wager that many Americans who retired comfortably at 75 would gladly abandon the “rat race” if, by age 47, they were forced to liquidate their retirement savings to pay off debt, shoulder $1,000 monthly health-insurance premiums, and still face $10,000 deductibles. This is not hypothetical, it is the lived reality of millions.

Scripture reminds us:

“Do not judge by appearances, but judge with right judgment.” (John 7:24)

Blame is easy. Understanding is harder, and far more biblical.

Rather than condemning the young, we should be helping them develop what truly sustains a life: responsibility, wise risk-taking, disciplined saving, long-term investing, and moral clarity. Above all, we must model what it means to live for the Lord, with integrity, faithfulness in marriage, and honesty in work.

“The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” (Proverbs 21:5)

I stand between generations, no longer young, not yet old, and I can say plainly: life is not easy here either. But with the Lord, I find strength, perspective, and hope.

“God is our refuge and strength, a very present help in trouble.” (Psalm 46:1)

Life is difficult for everyone, but it is more difficult for our children. Wisdom calls us not to shame them, but to guide them.

“Gray hair is a crown of glory; it is gained in a righteous life.” (Proverbs 16:31)

A righteous life includes mercy, patience, and truth, especially toward those carrying heavier burdens than we once did.